Was your payment protection insurance (ppi) mis-
ARE YOU OWED? HAVE YOU HAD A LOAN OR CREDIT CARD FROM,
ABBEY, ALLIANCE & LEICESTER, BARCLAYS, CO-
HALIFAX, HSBC, LlOYDS TSB, NATWEST/RBS, NORTHERN ROCK,
If you did there is a good chance you had a payment protection insurance policy and you may not even no that, You may be due £000s in compensation even if you no longer have the loan or card,
Payment protection insurance (ppi) is one of the biggest scandals in personal finance today. It is routinely sold in conjunction with loans , credit cards and in store furniture or kitchen finance. And no wonder firms push it – around 7 million of these polices are taken out each year, and the sale of them nets them £5 billion for the banks!!,
Around 20 million polices exist in britain, But while ppi is in great in theory – because it would cover you you in case you can no longer work and meet your debt repayment – in pratice, its often vastly overpriced, impossiable to clam on and sold to people who will never be able to use it,
It estimated that around 70% of all policies were mis-
Must a consumer loan agreement are covered by the consumer credit act 1974. The purpose of the consumer credit act 1974 (amendments) is to protect consumers, ensuring that the key information relating to any loan must be clearly set out so that you are made fully aware of the details. However, many lenders have breached these regulations for years,
If your lender has broken the rules, it could mean that the loan or credit card agreement you signed is unfair and if challanged would be considered legally unenforceable. As a result, you would not have to pay the outstanding amount.
If you have been mis – sold PPI ( and millions of people have been ) then we can help take steps to get the cost of this ( often £1000,s of pounds) plus interest returned to you, returned to you, what have you got to lose
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